Personal Finances

Looking for the right gift for the college student in your life? I have added a list of useful gifts for any college student that everyone can afford.

College is a fun, scary, and a very challenging time in a young adult’s life. Finding the right gift helps to make the transition in a college student’s life easier.

What is the first thing you think of when you hear the words checking account? Immediately I think of bills, budgeting, and register. I’m from the generation who grew up using a paper register and writing down debits and credits.

Grocery prices have increased significantly. Individuals and families are all having trouble keeping up with the high prices of food.

Below is a list of ways on how to save money on groceries at the grocery store which will have you saving money in no time.

The last year has been a financial roller coaster ride for most people. For you it may not have been the last year but the last decade.

As consumers we don’t want to feel the stresses of debt–we want to eliminate or reduce debt. It is simple to get into debt, but often difficult to get out of debt. Debt can take only days to acquire yet debt can take years to payoff.

If your family is anything like mine, you have already started the back to school hustle. We have cleaned rooms to make space for new books and supplies, scheduled appointments for glasses, haircuts, and immunization shots.

Keeping a budget doesn’t have to be difficult. Prepare a monthly budget by calculating your income and deduct expenses. Some individuals know exactly what they earn and deduct their expenses from their income like clockwork. Other individuals need a little more help.

Budgeting doesn’t have to be hard; it can also be rewarding when you come out on the other end with a few dollars for those you love.

Financial setbacks come in all shapes and sizes. Long-term, short-term regardless of what happens in our life we roll with the punches.